Appointments Call Us

(231) 334-3022

responsible insurance
responsive agents

Get a Quote Personal Lines

Get a Quote Commercial Lines

Get a Quote Recreational

Get a Quote Life

Get a Quote Health

We have you covered...

Auto Home Business Renters Motorcycle Boat

Products Payments Get a quote

Serving Northern Michigan since 1919...

As an independent agency with the customer in mind!

Our relationship with multiple insurance companies allows you to get the best coverage, with the best company and the best price for YOU!

Our staff is committed to bringing premier insurance products and excellent service to the people of Northern Michigan!

Featured Carriers

How Can I Save More Money On Insurance?

We are here for you

Get started with a quote

Meet our staff

Loretta Hein

Licensed Agent

Nancy Miller

Licensed Agent, CIC, CISR

Sarah North

Licensed Agent, CPIA

Tom Ingold

Agency Principal, Licensed Agent

Our latest articles

April 16, 2024

RV Insurance—Full Replacement Coverage

In the world of recreational vehicles (RVs), the allure of the open road to explore new horizons is unmatched. Whether […]

February 20, 2024

Should You Talk With Your Insurance Agent Before Adding Solar Panels to Your Home?

In recent years, the increasing popularity of solar panels as a sustainable energy solution has led many homeowners to consider […]

January 26, 2024

Top Insurance Claims Seen During Winter in Michigan

As winter blankets Michigan in a layer of snow and causes temperatures to plunge, individuals and families may face unique […]

Get Directions

This site is protected by reCAPTCHA and the Google Privacy Policy and Terms of Service apply.